Vohntary Insurance Against Sickness: Estimates

نویسنده

  • Oscar R. Ewing
چکیده

T HERE are many differences of opinion about the extent and value of voluntary insurance against sickness. The conflicts mainly concern different estimates of the number of insurance policies in force, the number of different individuals insured, the comprehensiveness of their insurance contracts, and the net value of their insurance protection. In contrast to the difficulties of obtaining unduplicated counts of persons having voluntary insurance protection of one kind or other, substantial data are available on the amounts paid in as insurance premiums and on the amounts paid out as insurance benefits. These figures can be compared with estimates of income lost through sickness and of private expenditures for medical services. The extent of voluntary insurance protection can therefore be appraised. The data in this report apply to the calendar year 1948, the latest year for which all the necessary figures are available.

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تاریخ انتشار 2000